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HOK express

A publicly listed HOK product combining insurance and assistance elements; the detailed scope depends on the terms.

Accident insuranceVerified 26. 9. 2026.

WHAT WAS VERIFIED

Publicly verified offer

The official HOK website publicly lists HOK express and describes it as insurance and assistance.

We verify

Naziv ili javno navedenu ponudu, povezano područje, službeni izvor i datum naše provjere.

We do not assume

Vašu cijenu, sve limite, sva isključenja, prihvat rizika niti da je proizvod dostupan svakoj osobi.

What to check before deciding

01

Trajni invaliditet

02

Smrt zbog nezgode

03

Dnevna naknada

04

Bolnički dan

05

Troškovi liječenja

06

Sport i rizične aktivnosti

07

Tablica invaliditeta

TERMS TO CHECK

Explore terms that may change the scope of cover

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Franšiza

The part of a loss that, under the contract, remains the policyholder's responsibility or applies as an agreed threshold.

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Cover limit

The maximum amount up to which the insurer assumes liability for a given cover or period.

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Podlimit

A separately lower limit within a broader cover, often for a particular type of loss or cost.

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Exclusions

Circumstances and events for which the insurer, under the terms, has no obligation.

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SAME INSURER

Other verified records HOK-OSIGURANJE

Insurer profile →

SAME TYPE

More publicly verified records

All products →
Accident insurance26. 9. 2026.

Accident insurance

Croatia osiguranje · Insurance against the consequences of an accident from Croatia's publicly listed offer.

Publicly verified

On its official website, under Other, Croatia publicly lists Accident.

Details →Official source ↗
Accident insurance26. 9. 2026.

GO PROTECT

Groupama · podružnica · GO PROTECT personal accident insurance from the Groupama branch's current offer.

Publicly verified

The official Groupama branch website publicly lists GO PROTECT.

Details →Official source ↗
Information only — not a sales platform. We do not sell policies, send insurer enquiries or rank a 'best' offer. Actual coverage is governed by the offer, IPID, contract and insurer's terms.