Health insurance26. 9. 2026.
Supplementary health insurance
Croatia osiguranje · Croatia osiguranje publicly offers supplementary health insurance.
Publicly verified
The official homepage lists it among the health insurance products.
CROATIA · OFFICIAL REGISTRY DATA
Insurance in Croatia: products, coverage and insurers
Explore 14 Croatia-based insurers and 4 registered EU branches, 137 publicly verified products and helpful coverage tools — without sending your information to a seller.
✓ no sales leads✓ no misleading best rankings✓ sources alongside data
FROM NEED TO DECISION
Six ways to take the next step
You don't need to start with an insurer's name. Compare products, filter coverage, create a plan or start with an event that has already happened.
⇄
Product comparison
Up to three products of one type, public evidence and primary sources.
▦Multi-coverage filter
Select a type and topics; the tool shows explicit evidence or related products, questions and sources where evidence is missing.
⌕Coverage search
Situation or loss → topics to check → products.
⌁My plan
Combine life situations into one private checklist.
!What happened?
Event → safety → evidence → official claims channel.
↗Report a claim
Verified official channels for 18 insurers and branches.
01 · INSURERS
Start with an insurer you already know
Each profile links registration status, Croatian OIB, licensed classes, our verified catalogue and the official source.
AAdriatic3 verified recordsALAgram Life5 verified recordsAAllianz12 verified recordsCOCroatia osiguranje18 verified recordsEEuroherc1 verified recordsGGenerali13 verified recordsGGRAWE15 verified recordsGGroupama2 verified recordsHHOK-OSIGURANJE9 verified recordsHKHrvatsko kreditno osiguranje1 verified recordsMMerkur7 verified recordsTTriglav11 verified recordsUUNIQA8 verified recordsWWiener13 verified recordsG·Groupama · podružnica8 verified recordsPOPorsche osiguranje1 verified recordsS·Sava · podružnica9 verified recordsVHVH Hrvatska1 verified records
02 · INSURANCE TYPES
Filter by what you actually need
Practical categories connect registered classes, verified products and questions to check against your policy.
🚗→🏠→✈️→🩺→🫶→🛡️→
Car insurance
13 local entities · 30 verified product records.
Home and property insurance
14 local entities · 18 verified product records.
Travel insurance
13 local entities · 19 verified product records.
Health insurance
13 local entities · 16 verified product records.
Life insurance
12 local entities · 22 verified product records.
Accident insurance
13 local entities · 8 verified product records.
QUICK ANSWERS
Key terms before you open your policy
Read short explanations, questions to check and official sources, without a sales form.
❄→?→?→⚓→%→~→!→
Ski insurance 2026/27
10 insurers compared: rescue, liability and the ski pass.
Repatriation in insurance
What repatriation, medical transport, assistance approval and coverage limits mean.
Insurance waiting periods
When coverage starts, how long the waiting period lasts and where to check exceptions.
Boat and vessel insurance
Mandatory boat insurance, products and questions to check before taking out a policy.
Underinsurance
What an insufficient sum insured means and how the proportional rule can affect a payout.
Escape of water from pipes
The difference between damage consequences, finding the source of a fault and repairing the installation.
Report a claim
Verified official reporting channels and documents for 18 locally registered insurers and branches.
CONSUMER RIGHTS
Complaints, 15-day response, HANFA and mediation
Check what an insurer must provide before you take out a policy, how to make a written complaint and the limits of HANFA's supervision.
03 · PRODUCTS
Publicly verified products and offers
Every record has an official source and verification date. We do not copy personalized prices from third-party calculators.
Health insurance26. 9. 2026.
Dodatno zdravstveno osiguranje
Croatia osiguranje · Additional health insurance is intended for medical appointments and other voluntary health cover.
Publicly verified
The official website lists it alongside supplementary health insurance.
Travel insurance26. 9. 2026.
Travel insurance
Croatia osiguranje · Travel insurance for medical expenses and other risks while abroad.
Publicly verified
The official homepage lists travel insurance as a consumer product.
Travel insurance26. 9. 2026.
SKI putno osiguranje
Croatia osiguranje · A highlighted travel insurance option for skiing trips.
Publicly verified
The official site lists SKI travel insurance among travel products.
Car insurance26. 9. 2026.
Obvezno auto osiguranje
Croatia osiguranje · Compulsory motor third-party liability insurance.
Publicly verified
The official site lists it among its principal online products.
Comprehensive car insurance26. 9. 2026.
Auto kasko osiguranje
Croatia osiguranje · Comprehensive cover for damage to your own vehicle, subject to the specific policy terms.
Publicly verified
The official site lists comprehensive car insurance as a separate product.
04 · MARKET 2026
What's happening in Croatia's insurance market?
HANFA reports €1.5 billion in collected premiums for the first eight months of 2026, up 6.9% year on year.
05 · TOOLS
More than just another article
Choose criteria and work with data. Your inputs stay in your browser.
Information only — not a sales platform. We do not sell policies, send insurer enquiries or rank a 'best' offer. Actual coverage is governed by the offer, IPID, contract and insurer's terms.