Sva osiguranja CROATIA · INDEPENDENT OVERVIEW
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PRAKTIČNI PREGLED

🚗 Car insurance

Distinguish compulsory motor third-party liability insurance from cover for damage to your own vehicle. In the register these areas are listed as separate types of insurance.

What to check before comparing

01

Is compulsory AO (third-party liability) cover included?

02

Is there comprehensive or partial comprehensive cover?

03

What is the excess and when does it apply?

04

Are glass, parking damage, hail or wild animals specifically listed?

05

Is there roadside assistance and where does it apply?

06

How is a claim reported and what are the deadlines?

Don't compare price alone

Policies in the same category can have different limits, deductibles, exclusions and definitions of insured events. Regulatory classes and product names do not replace the IPID and terms of a specific offer.

PUBLICLY VERIFIED PRODUCTS

Produktni zapisi u kategoriji

This is a catalogue of verified public names and offers, not a price list or ranking.

Open filtrirani katalog →
Car insurance26. 9. 2026.

Car insurance

Sava · podružnica · Sava road vehicle insurance.

Publicly verified

The official website lists motor insurance and an indicative quote calculation.

Details →Official source ↗
Car insurance27. 9. 2026.

AO plus

Croatia osiguranje · Croatia AO plus publicly lists additional cover for legal defence and for bodily injury to a driver who caused a road accident.

Publicly verified

The official Croatia page on compulsory motor insurance publicly lists AO plus with cover A and cover B.

Details →Official source ↗
Car insurance27. 9. 2026.

Croatia asistencija

Croatia osiguranje · Roadside assistance with Croatia motor insurance for a road accident or technical failure when the vehicle is not safe or fit to drive.

Publicly verified

The official Croatia website publicly lists Croatia assistance and describes help, vehicle transport and, depending on the package, a replacement vehicle.

Details →Official source ↗
Car insurance27. 9. 2026.

Driver insurance (AO plus)

Triglav · Triglav's additional driver insurance for legally recognised damages from bodily injury when the driver of the insured vehicle is personally responsible for the accident.

Publicly verified

The official Triglav AO plus page publicly describes driver insurance for bodily injury and the possibility of compensation for next of kin in the event of death.

Details →Official source ↗
Car insurance27. 9. 2026.

Zaštita CO bonusa 1884

Croatia osiguranje · An optional add-on to compulsory motor insurance that, according to Croatia's public offer, protects the bonus earned after a road accident for which the policyholder is responsible.

Publicly verified

The official Croatia product page publicly lists CO bonus protection 1884 and describes keeping the bonus with the agreed protection.

Details →Official source ↗
Car insurance27. 9. 2026.

Zaštita bonusa

Allianz · Allianz surcharge on motor insurance for keeping the bonus earned at renewal after a claim on a policy with the agreed protection.

Publicly verified

The official Allianz Moj auto page publicly describes the bonus protection surcharge and the limit of its application.

Details →Official source ↗
Car insurance27. 9. 2026.

Zaštita bonusa

Wiener · Additional cover with Wiener compulsory motor insurance intended to protect the bonus earned after an at-fault road accident, subject to the product terms.

Publicly verified

The official Wiener product page publicly lists the additional cover Bonus protection.

Details →Official source ↗
Car insurance27. 9. 2026.

Auto Bonus Protektor

Generali · Additional cover with Generali motor insurance for keeping the bonus earned after a claim event, subject to the terms and the selected package.

Publicly verified

The official Generali motor insurance page publicly lists bonus protection and Auto Bonus Protektor.

Details →Official source ↗
Car insurance27. 9. 2026.

Zaštita bonusa

UNIQA · Additional cover with compulsory motor insurance that UNIQA publicly lists as an option for keeping the bonus after a road accident.

Publicly verified

The official UNIQA page on compulsory motor insurance publicly lists Bonus protection among the additional cover options.

Details →Official source ↗
Car insurance26. 9. 2026.

Compulsory motorcycle insurance

Croatia osiguranje · Compulsory liability insurance for owners or users of motorcycles and other motor vehicles from Croatia's public offer.

Publicly verified

On its official website, under Vehicles, Croatia publicly lists Compulsory motorcycle insurance.

Details →Official source ↗
Car insurance26. 9. 2026.

Moj auto za EV

Allianz · A variant of Allianz vehicle insurance publicly intended for electric vehicles.

Publicly verified

The official Allianz navigation publicly lists Moj auto za EV.

Details →Official source ↗
Car insurance26. 9. 2026.

Wiener asistencija

Wiener · Roadside assistance and an assistance product publicly listed in Wiener's offer for motor vehicles.

Publicly verified

The official Wiener website publicly lists Wiener assistance.

Details →Official source ↗
Car insurance26. 9. 2026.

AO Paketi

Generali · Generali's publicly listed packages related to motor liability.

Publicly verified

The official Generali insurance overview publicly lists AO Packages.

Details →Official source ↗
Car insurance26. 9. 2026.

AO Plus

Generali · The additional motor product AO Plus from Generali's publicly listed offer.

Publicly verified

The official Generali insurance overview publicly lists AO Plus.

Details →Official source ↗
Car insurance26. 9. 2026.

Autoasistencija

Generali · Generali's vehicle assistance product, publicly listed in the current offer.

Publicly verified

The official Generali insurance overview publicly lists Car assistance (Autoasistencija).

Details →Official source ↗
Car insurance26. 9. 2026.

Groupama Asistencija

Groupama · podružnica · Groupama Asistencija roadside assistance from the branch's publicly listed offer.

Publicly verified

The Groupama branch's official product folder publicly lists Groupama Asistencija.

Details →Official source ↗
Car insurance26. 9. 2026.

Car assistance insurance

Triglav · 24-hour roadside assistance in Croatia and Europe, publicly listed in Triglav's motor offer.

Publicly verified

The official Triglav Cars web page publicly lists car assistance insurance.

Details →Official source ↗
Car insurance26. 9. 2026.

Bonus protect

Triglav · An additional motor product that protects the bonus you have earned after an insured claim event, subject to the terms.

Publicly verified

The official Triglav Cars web page publicly lists Bonus protect.

Details →Official source ↗

DECISION GUIDE

Bonus i zaštita bonusa

Published rules are not the same at all insurers. Check what bonus protect covers and how it differs from AO+, comprehensive or assistance.

Open vodič →

WHAT DOES EACH LAYER COVER?

AO, AO+, comprehensive or assistance?

Choose the specific issue — harm to someone else, your injury, your vehicle or a breakdown — and check which documentation you need.

Open interaktivni vodič →

TERMS AND COVER

What to check in the documents

Cijeli rječnik →
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Franšiza

The part of a loss that, under the contract, remains the policyholder's responsibility or applies as an agreed threshold.

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Cover limit

The maximum amount up to which the insurer assumes liability for a given cover or period.

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Podlimit

A separately lower limit within a broader cover, often for a particular type of loss or cost.

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Exclusions

Circumstances and events for which the insurer, under the terms, has no obligation.

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Asistencija

Roadside or travel assistance defines the services, territory, number of call-outs and limits.

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Information only — not a sales platform. We do not sell policies, send insurer enquiries or rank a 'best' offer. Actual coverage is governed by the offer, IPID, contract and insurer's terms.