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AO plus

Croatia AO plus publicly lists additional cover for legal defence and for bodily injury to a driver who caused a road accident.

Car insuranceVerified 27. 9. 2026.

WHAT WAS VERIFIED

Publicly verified offer

The official Croatia page on compulsory motor insurance publicly lists AO plus with cover A and cover B.

We verify

Naziv ili javno navedenu ponudu, povezano područje, službeni izvor i datum naše provjere.

We do not assume

Vašu cijenu, sve limite, sva isključenja, prihvat rizika niti da je proizvod dostupan svakoj osobi.

What to check before deciding

Is compulsory AO (third-party liability) cover included?

Is there comprehensive or partial comprehensive cover?

What is the excess and when does it apply?

Are glass, parking damage, hail or wild animals specifically listed?

Is there roadside assistance and where does it apply?

How is a claim reported and what are the deadlines?

TERMS TO CHECK

Explore terms that may change the scope of cover

Franšiza

The part of a loss that, under the contract, remains the policyholder's responsibility or applies as an agreed threshold.

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Cover limit

The maximum amount up to which the insurer assumes liability for a given cover or period.

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Podlimit

A separately lower limit within a broader cover, often for a particular type of loss or cost.

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Exclusions

Circumstances and events for which the insurer, under the terms, has no obligation.

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Asistencija

Roadside or travel assistance defines the services, territory, number of call-outs and limits.

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SAME INSURER

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