Sva osiguranja CROATIA · INDEPENDENT OVERVIEW
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AUTO · SLOJEVI ZAŠTITE

AO, AO+, casco and assistance: what's the difference?

Interactively distinguish third-party liability, driver protection, damage to your own car and roadside assistance — without recommending a product.

ČETIRI OSNOVNA SLOJA

AO

Odgovornost prema trećim osobama.

AO+

Zaštita vozača i druga dodatna pokrića prema konkretnim uvjetima.

Kasko

Šteta na vlastitom vozilu za ugovorene rizike.

Asistencija

Pomoć na cesti i povezane usluge prema paketu.

ŠTO SE DOGODILO?

Select situaciju

The tool points you to documents or coverage to check. It does not determine whether a particular loss is covered.

JAVNO POTVRĐENI PRIMJERI

Products iz različitih slojeva

Primjeri iz kataloga služe za razumijevanje strukture ponude, ne kao rang-lista.

Comprehensive car insurance26. 9. 2026.

Auto kasko osiguranje

Croatia osiguranje · Comprehensive cover for damage to your own vehicle, subject to the specific policy terms.

Publicly verified

The official site lists comprehensive car insurance as a separate product.

Car insurance27. 9. 2026.

AO plus

Croatia osiguranje · Croatia AO plus publicly lists additional cover for legal defence and for bodily injury to a driver who caused a road accident.

Publicly verified

The official Croatia page on compulsory motor insurance publicly lists AO plus with cover A and cover B.

Car insurance27. 9. 2026.

Croatia asistencija

Croatia osiguranje · Roadside assistance with Croatia motor insurance for a road accident or technical failure when the vehicle is not safe or fit to drive.

Publicly verified

The official Croatia website publicly lists Croatia assistance and describes help, vehicle transport and, depending on the package, a replacement vehicle.

Car insurance27. 9. 2026.

Driver insurance (AO plus)

Triglav · Triglav's additional driver insurance for legally recognised damages from bodily injury when the driver of the insured vehicle is personally responsible for the accident.

Publicly verified

The official Triglav AO plus page publicly describes driver insurance for bodily injury and the possibility of compensation for next of kin in the event of death.

Car insurance26. 9. 2026.

AO Plus

Generali · The additional motor product AO Plus from Generali's publicly listed offer.

Publicly verified

The official Generali insurance overview publicly lists AO Plus.

Car insurance26. 9. 2026.

Autoasistencija

Generali · Generali's vehicle assistance product, publicly listed in the current offer.

Publicly verified

The official Generali insurance overview publicly lists Car assistance (Autoasistencija).

Comprehensive car insurance26. 9. 2026.

Comprehensive car insurance

Triglav · Full and partial comprehensive products for vehicles from Triglav's current offer.

Publicly verified

The official Triglav product page publicly describes comprehensive car insurance.

Car insurance26. 9. 2026.

Car assistance insurance

Triglav · 24-hour roadside assistance in Croatia and Europe, publicly listed in Triglav's motor offer.

Publicly verified

The official Triglav Cars web page publicly lists car assistance insurance.