PRAKTIČNI PREGLED
For home insurance, the name of the package is not enough. Compare the specific perils, limits, sub-limits, liability and underinsurance rules.
Požar i eksplozija
Oluja i tuča
Poplava i oborinske vode
Potres
Izljev vode
Provala i krađa
Owner's or tenant's liability
Policies in the same category can have different limits, deductibles, exclusions and definitions of insured events. Regulatory classes and product names do not replace the IPID and terms of a specific offer.
INTERAKTIVNA PROVJERA DOMA
Choose the property type and risks that matter to you. The tool does not claim anything is automatically covered; it points to items you should check in the policy, IPID and terms.
PUBLICLY VERIFIED PRODUCTS
This is a catalogue of verified public names and offers, not a price list or ranking.
Croatia osiguranje · Insurance of a property and its contents against selected risks.
The official website lists home insurance and describes protection against burglary, fire and other risks.
Allianz · Allianz's private property insurance product with several packages.
The official online shop and documentation list Moj dom.
Allianz · Standalone private liability cover.
Allianz's official documentation lists the terms and the IPID for private liability.
UNIQA · Property insurance is available in UNIQA's online offer.
The official webshop lists property insurance.
Wiener · Wiener's home insurance product.
The official website lists Wiener dom among the products for individuals.
GRAWE · A product in the group of house and apartment insurance.
The official IPID directory lists GRAWE SOS.
GRAWE · Household insurance within the GRAWE DOM offer.
The official IPID directory lists GRAWE DOM – household insurance.
GRAWE · Insurance of a house or apartment.
The official IPID directory lists GRAWE DOM – house or apartment insurance.
GRAWE · Insurance for private landlords offering accommodation.
The official IPID directory lists GRAWE APARTMAN PLUS.
Generali · Generali insurance for property and household contents.
The official website describes the packages and additional cover for Moj dom.
HOK-OSIGURANJE · HOK home insurance product.
The official homepage lists Moj dom.
Sava · podružnica · Insurance for houses, flats, apartments and other property.
The official website lists property insurance and the DOM programme.
Croatia osiguranje · Property insurance for tourist apartments and the specific risks of private rental.
On its official website, under Property, Croatia publicly lists Tourist apartment insurance.
Croatia osiguranje · A separate, publicly listed personal liability offer for damage to third parties, subject to the terms of the specific policy.
On its official website, under Property, Croatia publicly lists Personal liability insurance.
HOK-OSIGURANJE · Home assistance, publicly listed alongside HOK's property insurance offer.
The official HOK website publicly lists HOK home assistance.
Groupama · podružnica · The Groupama property product Siguran dom, publicly listed in the offer of the Croatian branch.
The official Groupama branch website publicly lists Siguran dom.
Triglav · Home and property insurance from Triglav's publicly listed offer for individuals.
The official Triglav homepage publicly lists property insurance.
Adriatic · Insurance for a house, flat, holiday home or apartment, with the option of insuring the building, the contents or both, subject to the policy terms.
The official ADRIATIC webshop page publicly lists household insurance and describes the basic and supplementary cover.
TERMS AND COVER
The part of a loss that, under the contract, remains the policyholder's responsibility or applies as an agreed threshold.
The maximum amount up to which the insurer assumes liability for a given cover or period.
A separately lower limit within a broader cover, often for a particular type of loss or cost.
Circumstances and events for which the insurer, under the terms, has no obligation.
A situation where the insured value is lower than the actual value of the property, which may affect the payout.
A valuation method where certain property is insured at the purchase cost or the cost of replacing it with a new item, subject to the policy terms.
Earthquake risk is often agreed separately or as an add-on to a broader property package.
Flood, torrential water and ingress of rainwater can be differently defined risks.
