PRACTICAL GUIDE
How to read the IPID
The IPID is a standardized summary of a non-life insurance product, not the only contractual document.
Step by step
- Identify what is insured.
- Distinguish major exclusions from coverage limitations.
- Check the territory and period of cover.
- Review the policyholder's obligations.
- Read the full policy terms for details.
How to use this guide
This checklist helps you review your own documents. It does not assume that any product is better or that a particular event is covered.
Information only — not a sales platform. We do not sell policies, send insurer enquiries or rank a 'best' offer. Actual coverage is governed by the offer, IPID, contract and insurer's terms.