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Receivables insurance

Credit insurance for businesses that sell goods or services on deferred payment terms, protecting against the contracted risks of customer non-payment.

Credit insuranceVerified 27. 9. 2026.

WHAT WAS VERIFIED

Publicly verified offer

The official HKO website publicly describes receivables insurance, the risks covered and the basic types of policy for turnover, key customers or an individual market.

We verify

Naziv ili javno navedenu ponudu, povezano područje, službeni izvor i datum naše provjere.

We do not assume

Vašu cijenu, sve limite, sva isključenja, prihvat rizika niti da je proizvod dostupan svakoj osobi.

What to check before deciding

Koja potraživanja i kupci su obuhvaćeni?

Which causes of non-payment are insured?

Limit po kupcu i ukupni limit

Own share or retention

Deadlines for reporting an overdue debt

Troškovi naplate potraživanja

Teritorij i izvozna tržišta

TERMS TO CHECK

Explore terms that may change the scope of cover

Franšiza

The part of a loss that, under the contract, remains the policyholder's responsibility or applies as an agreed threshold.

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Cover limit

The maximum amount up to which the insurer assumes liability for a given cover or period.

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Podlimit

A separately lower limit within a broader cover, often for a particular type of loss or cost.

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Exclusions

Circumstances and events for which the insurer, under the terms, has no obligation.

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SAME TYPE

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