Credit insurance protects business receivables against contractual risks of non-payment. Compare the scope of customers, limits, own share and the claims notification procedure.
WHO OFFERS RECEIVABLES INSURANCE
Five real routes to trade credit insurance in Croatia
Several insurers hold a licence for the “credit insurance” class, but only a few publicly offer receivables cover to companies. Tick how you sell and see whom to contact.
Other insurers licensed for credit insurance (Croatia, Allianz, Generali, Triglav, UNIQA, Wiener, Euroherc, Adriatic, GRAWE, HOK, Merkur, Sava) do not offer receivables cover to companies on their official pages.
Data from providers’ official pages, the HANFA register and HBOR programmes. “—” means the official material does not state it. This is not an offer or a recommendation. · 6. 11. 2026.
What to check before comparing
01
Koja potraživanja i kupci su obuhvaćeni?
02
Which causes of non-payment are insured?
03
Limit po kupcu i ukupni limit
04
Own share or retention
05
Deadlines for reporting an overdue debt
06
Troškovi naplate potraživanja
07
Teritorij i izvozna tržišta
Don't compare price alone
Policies in the same category can have different limits, deductibles, exclusions and definitions of insured events. Regulatory classes and product names do not replace the IPID and terms of a specific offer.
PUBLICLY VERIFIED PRODUCTS
Produktni zapisi u kategoriji
This is a catalogue of verified public names and offers, not a price list or ranking.
Hrvatsko kreditno osiguranje · Credit insurance for businesses that sell goods or services on deferred payment terms, protecting against the contracted risks of customer non-payment.
Publicly verified
The official HKO website publicly describes receivables insurance, the risks covered and the basic types of policy for turnover, key customers or an individual market.
Information only — not a sales platform. We do not sell policies, send insurer enquiries or rank a 'best' offer. Actual coverage is governed by the offer, IPID, contract and insurer's terms.
